New Trump administration rules could potentially make it easier for banks to deny loans to black and Hispanic people or for cities to confine poor families to minority neighborhoods
The Trump administration is working to roll back former President Barack Obama’s efforts to combat racial segregation — potentially making it easier for banks to deny loans to black and Hispanic people or for cities to confine poor families to minority neighborhoods.
“They’re trying to eliminate the ability to enforce fair housing,” said Lisa Rice, president and CEO of the National Fair Housing Alliance. “They do not want to promote fair housing. They do not want to eliminate the vestiges of discrimination.” Carson called Obama’s system too burdensome and said last year that it was “actually suffocating investment in some of our most distressed neighborhoods.” This month, he moved toward scrapping the tracking system with a proposal that doesn’t include the term segregation.
HUD says its proposal brings the policy in line with a 2015 Supreme Court decision that said liability for unintentional discrimination “must be limited" to ensure employers can make "practical business choices."as an abdication of the agency’s responsibility under the Fair Housing Act, even as black homeownership hovers near its lowest rate since segregation was legal. The white rate is about 73 percent, compared with a little under 43 percent among black people.
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