Quick tips to boost your credit score right away to set you up with a good home or car loan sooner.
We all know, or at least we should know, that a solid credit score goes a long way when applying for a home or car loan. If such a purchase is on the horizon for you and your family, here are some ways to boost your credit score right away.
She had a few late payments on her credit report. She says she paid a company close to $1,000 to help her increase her credit score. However, at the end of the contract, she says the company did not deliver.Sign up for NBC San Diego newsletters. If you have late payments on your credit report, contact your creditor and ask them to remove them. Send them what’s known as a goodwill letter or give them a call. If you’ve only had one or two late payments, they may be willing to help you out.
Become an authorized user of a family member’s account. As long as they don’t have late payments and a low or no balance, your score could benefit from their good credit management. They can add you without giving you an actual card or account number so you’re not tempted to use it.
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