The Apple Card Savings account has been something of a mystery ever since Apple announced it last year. Today, we finally get all of the details.
After total radio silence when it came to the Apple Card high-yield savings account following its initial announcement in October 2022, Apple finally launched the service today for all Apple Card holders.
The Apple Card Savings account gives Apple Card users a personal Goldman Sachs savings account that can hold Daily Cash and be used to transfer funds to and from other bank accounts. Essentially, the service functions to give users another way to manage their finances in conjunction with their Apple Card.
According to Apple, the Apple Card Savings account “offers a high-yield annual percentage yield of 4.15 percent” and has very few requirements for keeping it open. The account has no minimum balance or minimum deposit requirements and is completely free. Apple Card users will be able to access their new Savings account in the same place where they access the rest of their card information.
Related Videos “Our goal is to build tools that help users lead healthier financial lives,” says Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet. “Building Savings into Apple Card in Wallet enables them to spend, send, and save Daily Cash directly and seamlessly.” Apple has been steadily increasing its financial offerings a fair amount as of late, and the Apple Card Savings account seems like a logical next step for the company as it continues to offer more finance options.
It’s been a long time since Apple has officially mentioned the Apple Card Savings account. However, today’s announcement and simultaneous launch don’t come as a total shock. Last week, we heard rumors that the Apple Card Savings account would be launching today thanks to some text that appeared on Apple’s backend, but despite the leak, there still wasn’t any official word from the company until today.
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