Apple Card holders can now sign up for a high-yield savings account
. Sign up for the 4.15 percent annual percentage yield offering and you can either transfer money or automatically deposit your Daily Cash from purchases. There are no fees, balance requirements or minimum deposit amounts, and you can withdraw money at any time.
Like with Apple Card itself, Goldman Sachs provides the savings account. The concept is somewhat similar to Goldman's"Marcus" account, which offers a 2.15 percent yield with comparable flexibility. Both Marcus and Apple's account are built for mobile users who aren't keen on setting foot inside a bank. The difference, of course, is that Apple's is tied to the iPhone's Wallet app.
The savings account requires at least iOS 16.4. There are also a few limitations. You can't have more than $250,000 in the account, and transfers to or from Apple Cash have to range between $1 and $10,000. You also can't transfer more than $20,000 per week.
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