Will Social Security’s COLA for 2023 be high enough?

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Will Social Security’s COLA for 2023 be high enough?
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Next year’s COLA will be the highest in several decades. Should you worry about whether it will be high enough to compensate for high inflation? MktwHulbert weighs in.

I ask because we’re fast approaching the date when the Social Security Administration will set the cost-of-living-adjustment for 2023’s Social Security checks. So it’s to be expected that, as is the case along about now in every year, retirees are wondering whether the SSA is using the correct COLA factor.

Read: Medicare beneficiaries — here’s the help you’ll get from the Inflation Reduction Act in the new year, and in the future Though the SSA doesn’t calculate a separate CPI that reflects Covid-19 induced changes in our spending habits, one who has is Alberto Cavallo, a professor at the Harvard Business School. Over the 12 months through May 2020, for example, his “Covid-CPI” rose by 0.8 of a percentage point more than the CPI-U.Though there is much theoretical debate about the relative merits of these various measures, they have made little difference in recent years.

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