WhatsApp has created the necessary data storage facilities to introduce WhatsApp Pay to India:
in February 2018 and offered P2P capabilities when users linked their accounts to a bank account.
And it did go on to meet the Reserve Bank of India's data localization regulations prior to the October 15, 2018 deadline by providing domestic data storage, while others, like Mastercard and Visa, did not initially. Overcoming this regulation surely slowed down WhatsApp's plans to roll out its payments service, but it's now poised to do just that without losing too much time.
This gives the upcoming service a chance to climb to the top of India's digital payments market, which is
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