Many borrowers are finally due to get their student loans excused under the public service loan forgiveness program, after reforms by the Biden administration.
"I noticed that a lot of payments I made weren't counted," Tongson, 48, said."And I never understood why."fixes the Biden administration has been making to the loan program
The U.S. Department of Education also refunded Tongson $20,000 for her years of overpayments, and many other borrowers are likely due refunds, as well, experts say.To get your student loans forgiven under PSLF, you need to have made 120 payments over 10 years while working a public service job. To give people the proper credit for their payments, the administration is now looking not at the number of your qualifying payments but the months that you've been in repayment, saidEven if you haven't been making payments throughout the government's pandemic pause on student loans, those months still count toward public service loan forgiveness, Griffin Rubin added., a higher education expert."This includes partial payments and late payments.
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