What are bear markets and how does it affect me?

Indonesia Berita Berita

What are bear markets and how does it affect me?
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A bear market is defined as a drop of 20% or more from a prior closing high.

The Standard & Poor's 500 index plunged again Wednesday, narrowly avoiding its first bear market since the financial crisis after the World Health Organization declared a global pandemic as the coronavirus rapidly spreads across the world.

"This is the swiftest fall from grace that I’ve ever seen," says Megan Horneman, director of portfolio strategy at Maryland-based Verdence Capital Advisors."We would have never forecast it would be the coronavirus that could take this market down. With a current index of 2,741.38 the S&P 500 is dangerously close to hitting its 20% mark of 2,740.35 to officially join the Dow in bear territory.

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