'Top Fintech Trends of 2022 that are Transforming Finance' fintech bnpl
Modern payment solutions make it easier for consumers to send and receive money. The expansion of possible payment methods reduces the barriers between the buyer and the company. That’s why when talking about the biggest trends in fintech, we can’t skip a payment area. Let’s dive into it.No-touch payments have been popular for years after the onset of NFC technologies.
Request to pay technologies are used by consumers, merchants, and businesses that may request bill payments from other businesses. The technology is secure because the payment request is sent to the payer’s proxy billing address without the need to disclose the payer’s sensitive payment details, and the payer has full control over whether to approve or reject the payment.
Neobanks were also successful due to their valuable features during the COVID-19 pandemic. Instant transfers, fast registration, and IBAN and ACH accounts offered entirely online banking access were beneficial during a time when remote work was a necessity for many industries. Now that the world is recovering from the pandemic, interest in this trend has not faded. Many users have appreciated the advantages of neobanks and are ready to continue to cooperate with them.
However, cryptocurrencies aren’t the full picture. There are also crypto investment opportunities with non-fungible tokens . These unique digital items stored on the blockchain, have become quite controversial over the past year due to rampant art theft and misuse. However, NFTs can still be useful as a unique digital license.
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