Eid is getting closer, THR is just counting the days. What do you want to do with THR for Eid 2024?
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However, on a personal scale, the most relevant question is how each individual utilizes their THR in terms of quality. Will THR be utilized in a planned manner according to each individual's or family's situation? Occasionally, he tries to set aside IDR 500,000 to IDR 1 million to save or cover monthly routine expenses. However, usually his THR money will be completely spent due to the many needs for the Eid celebration. "I usually try to save all my THR money. So far, you can still save from your salary, at least 20 percent of your salary. However, THR is an addition to saving.
If the THR turns out to be used not for shopping, but for saving or paying off debt, there is no additional spending that can move the economy. The surplus value obtained can be used to reduce or pay off debt. Apart from that, it can be used for investment so that future financial goals can be met more quickly. If the surplus is large, it can also be used to finance expenditure items in the desire category, which can be more beneficial for many people.Risza emphasizes that she does not recommend, and even forbids, anyone to incur debt through online loans to finance their holiday spending.
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