The latest trends in interest rates for personal loans from the Credible marketplace, updated weekly.
Borrowers with good credit seeking personal loans during the past seven days prequalified for rates that were lower for 3-year loans and higher 5-year loans when compared to fixed-rate loans for the seven days before. For borrowers with credit scores of 720 or higher who used the Credible marketplace to select a lender between June 20 and June 26: Personal loans have become a popular way to consolidate debt and pay off credit card debt and other loans.
Later that day, the Fed concluded its June meeting, signaling one cut by the end of the year while holding rates steady. As of now, we anticipate one 25 basis point cut this year, and a 100 basis point cut in 2025. Currently sitting at 5.25% to 5.50%, the federal funds rate is the highest it's been since 2001. Sticky inflation and low unemployment had made any cuts seem unlikely as of a week ago.
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This week's personal loan rates rise for 3- and 5-year loansThe latest trends in interest rates for personal loans from the Credible marketplace, updated weekly.
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This week's personal loan rates fall for 3-year loans, jump up for 5-year loansThe latest trends in interest rates for personal loans from the Credible marketplace, updated weekly.
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This week's personal loan rates fall for 3- and 5-year loansThe latest trends in interest rates for personal loans from the Credible marketplace, updated weekly.
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This week's personal loan rates rise for 3-year loans, while 5-year terms edge downThe latest trends in interest rates for personal loans from the Credible marketplace, updated weekly.
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