This system helped these newlyweds pay off $17,000 in student loans in less than a year. - NBCNewsBETTER
Each month, the couple has a monthly meeting where they look at their budget and decide how they are going to allocate to what., but we do give every dollar a job and we do account for every dollar,” Lowry says.
If they want to buy something outside their shared financial goals, like clothes, haircuts, NFL tickets, or going to a show, they must use the money in their personal accounts, she explains.David Rodgers “There generally is not nitpicking at each other for what we spend on because we’ve created a process in which the priorities are the financial goals that we have set together,” she says.
A major reason the grid has helped the couple pay off debt is because it allows them to track their goals visually, Lowry explains.“We can visually see increases over time of getting towards that major overarching goal that we’ve set for ourselves,” she says.A “realistic goal” is a financial goal you know you will make happen in a given time period, like paying off a small debt in six months, explains Lowry.
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