The Points Guy: Stop making these 3 mistakes if you want to maximize credit card points via CNBCMakeIt
When it comes to maximizing credit card points, Brian Kelly, also known as The Points Guy, has cracked the code.
For starters, you want to make sure you're using a rewards card that is right for you and best fits your spending habits. When it comes to travel rewards cards,"think about the airline you want to fly and the routes you want to take," he says. For example,"if you love flying Southwest, don't get an Amex card." Instead, go with Chase, he says, which lets you transfer its rewards points to Southwest."The biggest mistake that people make when redeeming points is to just take the easiest redemption they see," says Kelly, adding:"In general, the easiest option is not the best.
Likely,"everyone will say, well I'd rather go to the Caribbean [instead of getting statement credit], but people will take the easiest option," he says."This is where you can really get ahead of the pack, by educating yourself," says Kelly."Points are a currency that are more valuable the more you educate yourself on that currency. Unlike the U.S. dollar, which may fluctuate out of our control, you can make points more valuable by mining your own knowledge.
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