The joys of minimalist life in retirement:
“The freedom on the other side of our stuff makes us truly euphoric!” That’s the phrase minimalist Amy Rutherford, 51, of Parker, Colo., uses to describe the feeling of joy she and her husband Tim, 52, now enjoy after getting rid of most of their possessions.
Four years ago, the couple sold their big house as well and said goodbye to their careers, retiring in their late 40s. And they have no regrets about the choice. In fact, Amy Rutherford gushes that “the past four years have been the best of our lives.”Amy Rutherford says that in their “past life,” they spent an average of $115,000 per year. The biggest chunk went toward their home: mortgage payments, property taxes, insurance, utilities, and other costs.
But she has been surprised once again: “With our goal in mind, it's not as hard as I thought it would be.”Another grateful minimalist: Anne Chapple, 66. After more than 30 years as an English professor, she retired two years ago and lives in Ann Arbor, Mich. Chapple now writes as a lifestyle expert for the personal finance website,Chapple describes weeding out her possessions as “the first step toward a simpler life.
Chapple discovered, however, that it was much easier to part with items like clothing, furniture and things she hadn’t touched for years. “Shedding possessions and responsibilities lessens stress enormously and contributes to better health,” Chapple says. “If achieving better health while saving money doesn't inspire those looking to their golden years, I don't know what will.”Riley Adams, a San Francisco-area based CPA and the millennial founder of, makes a living advising people how to achieve their financial independence and retirement goals. He and his wife also practice minimalism in their own lives.
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