Thirty percent of Americans were exposed to a data breach in 2017, and the amount taken reached $16.8 billion. Here are the three steps the FTC suggests taking if you think your identity has been stolen.
Most commonly, identity theft involves the use and compromise of accounts you already have, aspreviously reported. It might manifest as withdrawals or charges you didn't make, debt collectors calling you for debts you don't owe, or even accounts you didn't open appearing on your credit report.
If you think that identity theft has happened to you, act quickly — once your information has been stolen, thieves can go after everything from your bank account to your health insurance. If you think that your identity has been stolen, the1. Know where a fraud occurred? Call that company Banks and credit card companies will have a fraud department. Call and tell them that someone stole your identity, and the company can help you close or freeze accounts. Once your accounts are frozen, no one can add charges without your permission. Then, start changing passwords and PIN numbers on your accounts.Placing a fraud alert through a credit bureau will make it much harder for someone to open an account in your name, and it is free.
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