The best advice for those in their 40s to have a Roaring Twenties
Share to linkedinIt’s a new decade and that means new beginnings. For many, that means New Year’s resolutions regarding their personal finances. While resolutions might differ from person to person, they all address the same issue – the need for financial stability and prosperity.
There is one piece of advice that might make a difference for how this group approaches their finances in the next decade: Play the long game. Having a long-term vision could be a real financial gamechanger, but you must be patient with your planning, which can be challenging. It requires an understanding of history, a vision of who you are and a professional who can coach you towards your goals.The ability to have perspective can help with financial planning. It’s something that people in their forties can understand if they look at a little history.
In fact, the Pew Research Center found the median Gen X household net worth declined 38% from 2007, which was higher than for other generations. This is due, in part, to the fact that Gen Xers had a 42% loss in home value and 20% loss of other financial assets.
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