Procrastinators: Here's what to do if you have not filed your taxes yet

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Procrastinators: Here's what to do if you have not filed your taxes yet
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INDIANAPOLIS — April 15 is Tax Day, meaning your taxes are due before midnight if you’re filing electronically.If you’ve procrastinated, you’re not alone. An estimated 19 million taxpayers, or 12%, request an extension of time to file.

The Internal Revenue Service says if you ask for an extension, you will get another six months to file your taxes, or until October 15. It’s free, you can request an extension at www.irs.gov, and you don’t have to give a reason to get an extension.“Paying late is one half a percent per month, or part of the month that you haven't paid in full up to 25% for not paying on time,” said Stacy Engle, an IRS spokesperson based in Indianapolis. “The failure to file penalty is 5% per month up to 25% so filing late is a lot bigger penalty than paying late.

You can also get an extension by paying your estimated income tax due and indicate that the payment is for an extension using Direct Pay, the Electronic Federal Tax Payment or a credit or debit card — this way you won't have to file a separate extension form.Failure-to-pay penalty is charged for failing to pay your tax by the due date.

Failure-to-file penalty is charged on returns filed after the due date or extended due date, absent a reasonable cause for filing late.

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