Did the U.S. just replace paper currency? Nope. FedNow is an instant payment system, not a central bank digital currency.
in September 2022, reporting that FedNow will not require banks to turn over all physical currency.
Although the Federal Reserve is considering a central bank digital currency, it is doing so"as a means to expand safe payment options, not to reduce or replace them," the agency’s onlineOn the same
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