'If you have a balance of $10,000 on your credit card with an APR of 18%, that card is costing you $1,800 a year in interest alone. This comes out to $150.00 per month or $5.00 per day. You are actually losing $5.00 a day carrying that balance.'
to tell me the small things they realized were actually costing them soooo much money. The replies were frustratingly relatable, but I did feel a little less alone and learned a thing or two about how to save on the small stuff. So, let's get into it:"I was raised pretty frugally where we always ate off the dollar menu, or if we did go out to eat, it was always with a coupon or a deal. While I highly recommend NOT doing that, there were some truths I did eventually realize.
This comes out to $150.00 per month or $5.00 per day. You are actually losing $5.00 a day carrying that balance. You are better off skipping the coffee or buying lunch and put that $5.00 towards paying down your credit card balance in addition to your monthly minimum payment.""Definitely buying coffee and a snack at work every day.
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