My husband and I are both freelancers with unpredictable incomes. Two years ago, we moved to an island off the coast of Seattle — here's what a week of our typical spending looks like
is a 62-year-old illustrator and writer. We had a financially stable life — a paid-for house, gym memberships, enough income to pay our bills — in Portland, Oregon. But the Rose City is being loved to death. Tens of thousands of people a year are being drawn there by the nice climate, the foodie culture, the great music, the Portlandia vibe. The city we knew is vanishing. Escalating crime, gridlock, road rage and constant construction left us feeling embattled in our own house.
Happily, working at home for remote clients means we can live anywhere that has a decent internet connection. So, two years ago, we followed a long-standing dream and bought a lovely house with five acres on Orcas Island, Washington. This meant a small mortgage, and because our income is unpredictable, we immediately put enough of our Portland house proceeds into a savings account to cover our first three years of payments.
Our"typical" monthly"budget" is always difficult to define. Working at home for dozens of clients means no two days — or jobs — are alike. Work floods in all at once, or not at all for months. So both income and expenditures are wildly unpredictable. Last year we grossed only $41,000 — that's not a typo. This year, we had surpassed that by the end of June, and are now on target for around $80,000.
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