Five of the 10 best places to retire in the United States ranked by the U.S. News & World Report are in this state, and it’s not Florida.
Sure, Florida still holds allure for retirees, but Lancaster, Pa., nabbed the top spot for the best retirement destination amid concerns about housing affordability.
Read: We want to spend our retirement traveling on bicycles and need a low-tax ‘home’ for legal purposes. What’s the best home base for us? “The drastic shift in the housing market, high inflation and concerns of a pending recession have retirees weighing housing affordability more heavily when considering where to retire,” said Emily Brandon, U.S. News senior editor for retirement, observing that “with COVID still a concern and access to good, affordable healthcare being of importance to retirees,” Pennsylvania was advantaged in the rankings.
“Retirees might be still dreaming about the Florida beach retirement if they can afford it, but Pennsylvania really dominated for affordability,” Brandon said. “So many places in Pennsylvania did so well this year, edging out Florida. We weighted housing more heavily this year as affordability has been top of mind.”
“With fixed-rate mortgage rates more than doubling over the past year, it stands to reason that falling affordability would lead to changes in the rankings,” said Patrick Duffy, a real-estate economist. Read: Housing affordability plunges to lowest level since 2006. The property market’s ‘great slowdown’ is here, Bank of America says.
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