Mortgage demand remains at multidecade lows as few homeowners refinance

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Mortgage demand remains at multidecade lows as few homeowners refinance
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Mortgage applications fell 0.8% in the latest week, the Mortgage Bankers Association said. The average rate for a 30-year mortgage is 7.27%.

The numbers: Mortgage demand is at a 27-year low as homeowners held off on refinancing amid an increase in rates.

The market index fell 0.8% to 182.2 for the week ending September 8 from a week earlier. A year ago, the index stood at 255. But few homeowners found it an opportune time to refinance. The refinance index fell 5.4%. The drop in refinance applications was the lowest level since January. The average rate for a 30-year mortgage backed by the Federal Housing Administration rose to 7.04% from 7.03%.The rate for adjustable-rate mortgages rose to 6.59% from last week’s 6.33%.

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