The monthly cost to buy health insurance from the state’s individual marketplace is expected to rise about 11.3% in 2023, though the “Colorado Option” may offer a lower-priced alternative.
The Colorado Division of Insurance released preliminary information Tuesday about the 399 plans that will be available through, the state-run marketplace. The rates won’t be finalized until mid-October.
The Colorado Option isn’t a true public option, in the sense that the state itself isn’t running the insurance plan. The state did set a standard plan design, however, and mandated that some primary care and mental health services be provided with no out-of-pocket cost. Insurers are offering 42 plans that fit within that design.
The Division of Insurance estimated about 87% of Colorado residents live in an area with at least one Colorado Option plan that met the 5% goal available for purchase. It’s possible some others may also have a plan that meets the benchmark, but the division is still reviewing the rate filings.
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