It's not an easy one to avoid, but if you can, your emotional and mental health may benefit.
Published 7:00 AM EDT Aug 3, 2019Most Americans report that they waste a considerable amount of money, according to a new study by The Ascent. Some waste is minor – like ordering more than you can eat at a restaurant when taking home leftovers isn't feasible.
That's a lot of money being thrown down the drain, but one type of waste was cited by nearly 90% of those surveyed – making an impulse purchase they later regret.An impulse buy is a purchase you make that wasn't planned. It can be something minor – like snagging a churro because it smells so good – or it can be major purchases made without any thought.
For bigger-ticket purchases, you need some discipline. Plan out what you absolutely have to buy now and set aside those things you need but can wait until the price is right. You might simply wait until you have set aside enough cash for the purchase or perhaps you give yourself a green light if the sale price falls below a certain threshold. The important thing is having a plan and not acting until you meet the criteria you previously set for yourself.Impulse purchases can lead to buying things you don't need at all.
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