You could save big on housing costs with these 5 simple steps.
Setting a budget can be harder than expected. Figure out what that 30 percent threshold is, based on your paycheck. Then factor in other recurring expenses you have, from student loan payments to cellphone bills.
Don't set your budget based on the anticipation of future higher wages. Rental costs are increasing at a faster rate than salaries, Beck said.Once you have a budget, check online real estate listings or speak with a real estate agent to get an idea of what those numbers mean for your local housing market.
Don't forget to factor in utilities, which may or may not be included in the rent, as well as renter's insurance and extras like storage or parking. Asking previous tenants about their experiences is a good idea to help you determine what your costs could look like, said Long.Decide what's most important to you when it comes to housing, and where you can make sacrifices.
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