There are 2 types of disability insurance, and you may need both
Financial planners strongly encourage having disability insurance to protect your income if you can't earn a living due to an injury or chronic illness. Many employers offer short-term disability insurance — i.e. group disability insurance — at little or no cost to employees, but it usually isn't enough coverage. The benefit period is short and the payments may be taxed as income.
Financial planners strongly encourage having disability insurance to protect your income if you can't earn a living due to an injury or chronic illness. Many employers offer short-term disability insurance — i.e. group disability insurance — at little or no cost to employees, but it usually isn't enough coverage. The benefit period is short and the payments may be taxed as income.
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