Major Banks Urge Rethink of European Union's CBDC Plans

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Major Banks Urge Rethink of European Union's CBDC Plans
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The EU needs to take a step back from its digital euro plans and ask if it's worth issuing one at all, says financial services lobby group IIF. jackschickler reports.

The European Union needs to reconsider whether to issue a digital euro, a lobby group representing some of the largest financial services companies said.

The IIF’s 450 members are dominated by commercial and investment banks, including JPMorgan and Goldman Sachs , and also include accountancy groups such as KPMG, payment networks such as Visa, the International Monetary Fund and crypto exchange Coinbase . The commission consultation published in April considered the legislation that might be needed to underpin a CBDC. Chief among the IIF’s arguments is that by getting into the details of privacy controls and merchant fees, the commission is already assuming the CBDC is a good idea – and maybe needs to take a step back, CoinDesk was told.It’s hardly the first stumbling block met by the controversial project.

But those would only work if it has the right design. Renier says there’s little information on, for example, whether the digital euro would work with other payment mechanisms.

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