The dream home floats in the imagination like a castle in the sky but dissolves in the rain of hard numbers.
Constructed from aspirational Instagram feeds and reality TV, the dream home floats in the imagination like a castle in the sky but dissolves in the rain of hard numbers.
“I’d rather see people buy a good enough home versus buying a dream home and being cash-strapped over the next 20 years,” says Alyssa Lum, certified financial planner and founder of Luminate Financial Planning in Herndon, Virginia.It has the essentials A good enough home may not have artisan tile or stainless steel appliances, but it has the essentials.
Amber Miller, a certified financial planner with The Planning Center in the Minneapolis-St. Paul area, bought her first home two years ago. It has features she wanted, such as hardwood floors and a separate dining area, but isn’t flawless. It doesn’t squeeze your budget A good enough home has a reasonable price for your budget. Lum recommends keeping your debt-to-income ratio under 30%. That’s the percentage of gross monthly income that goes toward debt payments, including the mortgage.
Fifty-five percent of homeowners — 68% of those ages 21 to 34 — had regrets about their preparation for the homebuying process, according to Bank of the West’s 2018 Millennial Study. The top regret for all age groups: costly maintenance.It can be transformed Over time, you can add dreamy features.
Indonesia Berita Terbaru, Indonesia Berita utama
Similar News:Anda juga dapat membaca berita serupa dengan ini yang kami kumpulkan dari sumber berita lain.
President Trump ‘Wants to Take a Look at a Potential Greenland Purchase,’ Adviser SaysThe White House's top economic adviser confirmed that Trump is interested in buying Greenland, 'a strategic place up there' with 'a lot of valuable minerals'
Baca lebih lajut »
Bears waive K Fry, will get better look at PineiroThe Chicago Bears, still in the hunt for a kicker, waived Elliott Fry on Sunday.
Baca lebih lajut »
Roger Federer Unveils His US Open On-Court Look with UniqloThe tennis champion's new look was designed by Christophe Lemaire and Uniqlo's Parisian team.
Baca lebih lajut »
A look at deadliest attacks in Afghanistan in recent yearsKABUL, Afghanistan (AP) — The deadly bombing at a wedding in Afghanistan's capital late Saturday was a stark reminder that the war-weary country faces daily threats not only from the...
Baca lebih lajut »
Fans Think Kim Kardashian Got a Whole New Face and Wants to Look Like Beyoncé NowFans think Kim Kardashian got a whole new face and wants to look like Beyoncé now
Baca lebih lajut »
From “Hustlers” To “Harriet,” Here Are The Movies To Look Out For In Fall 2019From true stories about badass criminal strippers (“Hustlers”) to the adventures of Brad Pitt in space (“Ad Astra”), there's something here for everyone.
Baca lebih lajut »