Long Covid Patients Can Face a Battle Trying to Claim Benefits Through Their Workplace Disability Insurance

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Long Covid Patients Can Face a Battle Trying to Claim Benefits Through Their Workplace Disability Insurance
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Given some of the subjective symptoms of long Covid, there’s no guarantee that a claim filed for short- or long-term disability insurance will be approved.

While he recently won an appeal to restore those benefits after the insurer suddenly ended them, he's not sure it will stick.have access to short-term disability insurance through their employer, according to the Bureau of Labor Statistics. It typically replaces 60% to 100% of an employee's income, usually for three or six months, said Alex Henry, a national practice leader at Willis Towers Watson, an insurance advisory firm.

While most people recover from Covid with no complications, up to 30% of Americans have developed long Covid symptoms, affecting, according to the U.S. Department of Health and Human Services. Those symptoms — which often appear after the original Covid infection has cleared — commonly include fatigue and brain fog , both of which can be tricky to measure.

Yada had access to both short- and long-term disability insurance at the California biotech company where he had worked for 10 years as a senior technical architect. "My employer was getting ready to write me up for poor performance," Yada said."That had never happened."

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