At 84 years, Latina life expectancy is 2nd only to Asian American women at 85.8 years. Yet health and financial challenges accompany longevity. - NBCLatino
Social Security is the sole source of income for 40 percent of unmarried Latinas, and 81 percent of unmarried Latinas depend on it for most of their retirement income, LULAC reported.
institute, recommends that Latinas start a retirement account in their 20s and contribute even a small amount. The key is to do it regularly and make it a habit. In their 50s, Latinas should resist the urge to give kids a car or a down payment for a house if the retirement plan is not fully funded, and make sure full contributions are being made in later years. Latinas should start thinking about long-term care insurance, since medical costs can quickly drain savings. In their 60s, women should begin estate planning including preparing their health care directives, a family trust or a will.
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