Despite a good job market and solid economy, many Americans are failing at financial security, multiple reports show
At least according to financial institution Primerica, which on Wednesday released a survey of 1,000 middle-income Americans , which revealed that most of us are far behind where we should be financially.
Of course, it’s important to point out that not everyone needs life insurance — if you don’t have any dependents or people who might need that money if you passed away, there may be no need. And if you have high-interest debt, it’s probably more prudent to pay that down rather than put the money into savings each month.
Couple that with our lack of emergency savings and an even more stark picture arises: Only four in 10 Americans have enough in savings to pay for a $1,000 unexpected expense, according to a Bankrate survey released this year.
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