Issuers' Q2 improvements in credit card sales align with US retail's performance overall, which is also making steps in the right direction:
to seriously hurt US consumption — credit card spend could slide along with, or even faster than, retail in the near future.
Rewards initiatives may be key in boosting credit card spend despite retail's mild improvements, as they can encourage additional purchases. Chase turned in the best YoY performance this quarter among these three issuers, and that may be thanks in part to its exceptional rewards offerings, like those from its Sapphire Reserve card.
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