A long-term care insurance policy can fill in the gaps left by Medicare, but is this type of policy right for you?
Long-term care insurance can help protect your savings and assets from being depleted by long-term care expenses. In turn, it can provide a financial safety net for you and your family.With long-term care insurance, you have the flexibility to choose the type of care and where you receive it, whether it's at home, in an assisted living facility or in a nursing home.
It's crucial to assess whether you can comfortably afford the premiums.Your current health and medical history can affect your eligibility for long-term care insurance and the cost of your premiums.Be sure to understand the specific services and benefits covered by the policy, as well as any limitations, waiting periods and elimination periods.
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