Roth IRA conversions have several pros and cons to consider, especially if you're nearing retirement
If you have an individual retirement account as part of your retirement savings, advisers say it might be a good time to consider converting it to a Roth IRA. That’s because your tax bill associated with such transactions tends to be lower in a down market.
Before committing to a conversion, however, investors should consider several other issues, including the upfront costs.
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