India’s shadow bank fix shows much-needed audacity

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India’s shadow bank fix shows much-needed audacity
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India's central bank, grappling with a shadow lending crisis, has sent DHFL and its roughly $12 billion of liabilities to bankruptcy court. Unpicking a financial institution’s woes with a process designed for regular corporates is bold, explains ugalani

The Reserve Bank of India on Nov. 20 said it will initiate bankruptcy proceedings against shadow lender Dewan Housing Finance Ltd .

The central bank has taken over the board and appointed an administrator as a result of governance concerns and defaults in meeting various payment obligations, it said in a statement. DHFL submitted a draft resolution plan to banks in September proposing to convert debt to equity, while seeking to sell assets and raise more capital.

The housing lender has liabilities of almost $12 billion. Its debtors include banks and mutual funds, according to a statement it made in October.

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