Student debt is putting a damper on young Americans' relationship decisions.
Just over one-third of millennial and Gen Z respondents say a potential partner's student or credit card balances could affect their choice of a spouse, depending on the amount of debt. Twenty percent say they'd be fine with student loan debt but not credit debt, while 6% say the reverse.
Just 4% say any amount of debt was a dealbreaker. Roughly 36% of the people surveyed say debt wouldn't factor into marital decisions. "Student debt is something millennials have to think about when considering marriage," says Vince Passione, chief executive at LendKey."It's not just affecting their wallets, it's also affecting the way they view relationships."
A separate study shows that more than 50% of dating millennials don’t want to marry until their finances are in order, according to afrom Credit Karma. Almost two-thirds of those surveyed millennials who were in a relationship have a separate bank account from their significant other. And nearly one-third say that keeping at least one bank account separate from their partner’s helps keep their relationship alive.
Borrowers of all ages currently owe roughly $1.5 trillion in student loans, according to the Brookings Institution. About 42 million Americans have student loans, which are the second-largest portion of household debt after mortgages.
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