“A lot of people think that early retirement is for spoiled, entitled millennials who think they’re too good to work, or for tech bros who make a ton of money. But I’m neither of those things. I’m not even a millennial”
Photo-Illustration: by Stevie Remsberg; Photos Getty Get That Money is an exploration of the many ways we think about our finances — what we earn, what we have, and what we want.
I also have a genetic disability that’s progressive, and work was taking a toll on my physical health. My dad has the same thing, so I know what it’s going to look like when I get older. I’m not thankful for this condition, but I am thankful for this visible reminder that I don’t have infinite time. I want to travel and ski and do all the things I dream of doing before I can’t move around with full mobility anymore.
It took us about six years to save up for our retirement, and we were not starting from zero. I want to be very clear about that. We had retirement savings and home equity before we began the process. I don’t think most people can retire at 38 like I did. What really helped us do it was that we moved from L.A. to Tahoe, which has a much lower cost of living. We bought a home here in 2011, when the housing market was in our favor, and telecommuted for years.
Some people feel it’s necessary to police whether those of us who say we are early retirees are actually retired or not. But I never pictured my retirement as endless Saturdays. I think that’s a recipe for unhappiness and a very empty life. I still feel retired. I’m sure there are lots of people who would say, “That’s not retirement,” and if that’s what they think, fine. They can plan a different retirement for themselves.
Being retired while all our friends are still working hasn’t been that weird. It helps that we live in a ski town and know almost no one with a traditional work schedule. Now, we wake up between 8 and 9 a.m. without an alarm clock almost every day, and I hope that never gets old. We have a long, leisurely breakfast unless there’s fresh snow and we’re trying to get out and ski.
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