There were three ways I stayed positive throughout our debt journey.
When our baby boy arrived, my husband and I were absolutely thrilled. He was born exactly five years to the day of the completion of our graduate degrees, which we had pursued at night while working full-time.Despite working while pursuing our various degrees, we had accumulated more than $100,000 of educational debt.
I tried not to look at our need to be extremely careful about our finances as painful deprivation, but rather as a path to financial freedom for our son and peace of mind for us.After nearly 20 years of repayment, we were so excited and relieved to finally pay off our student loan debt in full.Quite frankly, the repayment of my student loan debt felt as good as earning my undergraduate and graduate degrees. I thought about framing my 'paid in full' from my lender.
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