With so many comparison websites and banks competing for my business, I was able to compare bank accounts pretty quickly
, which had no monthly fees or minimum-balance requirement, and it had a 2.20% interest rate, which means it earns about 20 times more interest than money in a savings account that might pay 0.1% at a traditional bank.
After doing some research, my husband and I decided on a high-yield savings account. With it, we could earn a bit of money from interest and access our funds relatively quickly, two of the most important things we were looking for.I feel lucky to be living during a time when I can do research online. .A 2.2% interest rate , compounded daily24/7 customer service.
We linked our Ally account to our checking account so we could easily transfer money toward our house fund. We set up automatic transfers and made some manual transfers whenever we wanted to put more money in the account.
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