'I’m engaged to a ‘money monster’ who racks up parking tickets and credit-card debt.'
I am engaged to a money monster. She just got rid of her old debts, but now has new debt and it’s growing. We’ve been together seven years and engaged for four years. After getting engaged I found out about her debt, bad FICO score FICO, +0.18%, excess parking tickets, etc. I educated and worked with her, and she eventually climbed out of it.
Don’t miss: Before I give my fiancée a $7,000 diamond engagement ring, I want her to promise to bequeath it to my daughter Why did she drop out of her M.A. program? She didn’t just rack up $18,000 in student debt. She had dreams. Why does she keep parking in places that result in parking tickets? Does she have a plan to pay off the $5,000 on her credit card before using her card again? Does she need help with such a plan? Maybe you can go through these issues together and, in a solemn ceremony, put the card in a box with a lock. Given that you both have a child together, act out of love, rather than fear.
To answer the legal part of your question: California is a community property state and anything you purchase before your marriage is owned by you. You take out of the marriage what you brought into it. There is some precedent of a common-law marriage in another state being recognized in California. You can read more on palimony law — and its limits in California — here and here.
Relationships are a complicated business. You are more than the sum of your fears and the mother of your child is more than the sum of her parking tickets and debts.Do you have questions about inheritance, tipping, weddings, family feuds, friends or any tricky issues relating to manners and money? Send them to MarketWatch’s Moneyist and please include the state where you live .
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