Richard is 58 years old with no retirement savings. Is there still hope? Yes, and here's why.
I’m 58 years old and for the first time ever, retirement seems real to me. The problem is I don’t have any money. I make a lot at my new job, but due to a large number of circumstances, I currently don’t have any retirement assets. I’m so upset about the circumstances and my lack of savings, that I almost feel paralyzed. I know I need to do something, but I’m too embarrassed to go to a financial planner. I feel like I’ve ruined my financial life. Do you agree?I have bad news for you.
Our goal is to take the estimated $13,200 a month you currently make post-tax and create a scenario in which your income needs shrink over the next decade to meet the income available at age 70, all the while building up your assets.
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