I'm 22, I Make $46,000 & I Have A Negative Net Worth

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I'm 22, I Make $46,000 & I Have A Negative Net Worth
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'4:30 p.m. — Time to go! I give my coworker $10 to go in on the pot for the mega million. It's a pipe dream but I can't be the only one in the office who didn't participate if we win. $10'

Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?

At what age did you become financially responsible for yourself and do you have a financial safety net? 5 p.m. — I get home, change into workout clothes and go on a quick walk. After my walk, I head to my apartment gym and lift for a bit. 4:30 p.m. — Time to go! I give my coworker $10 to go in on the pot for the mega million. It's a pipe dream but I can't be the only one in the office who didn't participate if we win.5 p.m. — Get home and quickly change to work out. It's nice out again so my plan is another walk and then a quick lift.6:15 p.m. — I had planned for a longer workout today but not this long.

7:30 a.m. — I have a free donut at Dunkin' and I'm early so I swing by. I get to work just before 8 and head in and get started.

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