At 34, I decided to get a 30-year term life insurance policy to protect my wife and two kids should anything happen to me
Term life is good for a period of time — you'll pay an annual or monthly premium in exchange for the promise of a check being cut in the event that you die during that period of time.
Both are depressing when you first hear about them. I am sorry if I am the one making you sad right now. This is why no one, other than insurance agents, gets excited about life insurance. Well,The application process The paperwork was important because it crystallized my acknowledgment of aging. It made me admit that getting older and my own mortality are out of my control.
In my case, a nurse came to my house and sat me down at the dining room table. While my dog whined from the corner, the nurse tied off my arm and drew blood. My blood went in her case. She wished me a good day. I took the dog for a walk hoping it would burn off some of the adrenaline that left my hands shaking.
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