How to keep your money safe as markets panic over coronavirus

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How to keep your money safe as markets panic over coronavirus
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How to keep your money safe as markets panic over coronavirus (via CNBCMakeIt)

The slump marked the end of an 11-year bull market run. But Freddy Lim, co-founder and chief investment officer of StashAway, pointed out that it should be viewed in the context of previous public health emergencies.

Steve Brice, chief investment strategist at Standard Chartered Private Bank, was more neutral, noting that many markets have already priced in a recession. However, he added that could provide investors an "opportunity to add exposure rather than panic and sell."When looking for money-making opportunities in uncertain times, Brice said it's vital to remember the core investing strategies: go gradual and diversify.

— Make sure you have three-to-six months' salary saved in cash for a rainy day, because any money you invest in the market should be locked away for long-term goals.— Invest a fixed sum regularly into the same investment product over a long-term period. This allows you to buy more units when the cost is low, and less when the price is high. It's a strategy known as dollar-cost averaging.— Time in the market is more important than timing the market.

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