How to dispute a debt you know isn't yours and improve your credit

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How to dispute a debt you know isn't yours and improve your credit
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Know your rights when it comes to dealing with debt collectors

. You have 30 days to dispute a debt, after hearing from a debt collector. Once you check your credit report, you can use an FTC template to dispute your debt with the bureau or the creditor within 30 days of notification from a debt collector. Get everything in writing, including written confirmation that you no longer owe the debt. Visit Business Insider's homepage for more stories. A couple of years ago, I got a disturbing call from a debt collector.

. You have 30 days to dispute a debt, after hearing from a debt collector. Once you check your credit report, you can use an FTC template to dispute your debt with the bureau or the creditor within 30 days of notification from a debt collector. Get everything in writing, including written confirmation that you no longer owe the debt. Visit Business Insider's homepage for more stories. A couple of years ago, I got a disturbing call from a debt collector.

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