Financial awareness is sexy, right? 💰
A study released in late July by HSBC found that many Canadian millennials, classified by Pew Research Centre as people between the ages of 23 and 38, are attracted to partners based on their home-buying aspirations. Of the 1,077 surveyed, 12.7% said that property goals and homeownership topped their list of what they look for in a partner. This was compared to 2.8% of respondents who said appearance was a high priority. Because looks don’t last forever, but an investment property will.
And it isn’t *just* because of age, but also the age that we’re in, both socially and economically. “I do feel that in general, millennials are way more open, or starting to become more open, to talking about finances,” Moorhouse says. While talking about money is still is kind of taboo, Moorhouse says that acceptance and conversations around other formerly “taboo” topics like mental health have allowed a positive shift in how we think about these subjects.
First of all, don’t do it on the first date Talk about really laying it *all* on the table. “I think it’s not really necessary to talk about finances if you don’t think the relationship is a serious one,” Moorhouse says. “If you’re like, ‘Oh it’s just a summer fling or I’m dating around,’ then there’s no point in talking about finances if you don’t see a future with that person.”
The key, Moorhouse says, it not to focus on how much money you or your partner has now because that can change. “What’s key is focusing on those financial goals,” she says. “[Asking] ‘are we on the same page with how we think about money? How we want to spend money? What are our short and long term goals with money? Do you want start saving money to travel? Do you want to eventually buy a home? I certainly do.’ Those types of conversations are easier to talk about then the numbers,” she says.
Because you know what’s even *less* sexy than talking about RRSPs and TFSAs over Ethiopian food? Pay inequality.
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