Many Americans who want to be tested and may need treatment for coronavirus may be wondering who will pay for the cost. Sharon_Epperson breaks it down. investinyou (In partnership with acorns.)
, including copays, coinsurance and deductibles for COVID-19 diagnostic testing provided at approved locations in accordance with CDC guidelines for all commercial insured, Medicaid and Medicare members.related to COVID-19.
An employee showing a COVID-19 coronavirus testing system at a polymerase chain reaction laboratory at the Stavropol Territory Center of Hygiene and Epidemiology.However, there are differences in what costs may be incurred by patients depending on the type of their plan, its coverage and insurance carrier. Insurers such as UnitedHealthcare said they will also work to work with self-insured plans — many large and mid-size U.S.
"Understanding what your benefits are regardless of what your friend or family member's benefits may be with the same health insurance company is very important," said Anthony Lopez, senior director eHealth, an online health insurance marketplace. "Your friend may have a $20 co-pay and your doctor visits may be a $10 co-pay, so understanding your own benefits is very important.
The good news is all major health plans should cover this new virus just like they would the flu, pneumonia or any other illness, said Lopez, who is a former health insurance agent. Yet the reality is that means many consumers will still have to carry some of the costs.Copays and cost-sharing may be waived in some cases for COVID-19 testing, but not necessarily for all tests, treatments, office visits or other medical care related to your illness.
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