It's steeped in privilege
You don’t have to fall far into the rabbit hole that is Personal Finance On The Internet to stumble upon someone doing—or exhorting you to do—a No Spend Challenge. . If you’re not familiar, they’re exactly what they seem like: A person challenges themselves to expend zero dollars beyond the necessities of life, such as housing, food and transport.
“I could do a ‘No Spend Challenge’ and it might get me $20 at the end of the month,” says Laura Cattari, a Hamilton, Ont.-based anti-poverty activist who, while not in poverty anymore, has experienced exactly what it’s like to spend every last cent on essentials like food and shelter—and still be in need. Even now, her disposable income is limited. “I wouldn’t say I find this challenge offensive, but I do think targeted to a very particular group.
“To think that [your effort] in any way, shape or form resembles real poverty is way off base,” she says.
Alberta-born, Loose moved to Toronto six years ago, and since then says she’s “been struggling to get by.” Her only expenditures are on food, transiting and housing. She hasn’t bought clothes in three years, and would love to be buying gifts for her family this holiday season—but when every last cent is spoken for already, that’s just not in the cards. She only recently moved into her own apartment, and doesn’t have parents to fall back on like other young people she knows.
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