A spouse's death can cause a devastating loss of income for their partner. Social Security benefits may be adjusted to help pare those losses, research finds.
The reason, according to Erin Cottle Hunt, assistant professor of economics at Lafayette, is that spousal benefits are not as useful to couples as survivor benefits.
Survivor benefits generally make widow or widowers eligible for the retirement benefits the worker received at their time of death. The amount of these monthly survivor checks are also affected by when the primary earner decides to claim benefits.
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