Half of indebted Texans owe on medical bills. Here's how lawmakers can help

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Half of indebted Texans owe on medical bills. Here's how lawmakers can help
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Texas has given debt collectors an advantage in court. Here's how they can protect consumers instead.

why it refused to accept overwhelming evidence that someone had stolen the couple’s identities.

Instead, Bank of America, like so many large institutions, kicked into full Kafka mode. The Keeners wandered through a customer service phone maze where each attempt to settle the matter hit a dead end and a rep swearing they could not be of service.Bank of America’s debt collectors, though, moved with ruthless efficiency. They flagged the Keener’s credit reports and sent a processor server to deliver a lawsuit at lunchtime.

After the abolition of debtors’ prisons, the civil justice system took charge of disputes over who owes how much money to whom. Courts, or the threat of going to court, are supposed to encourage both sides to reach a mutually-beneficial settlement before lives and finances are ruined in litigation.series proves how Texas lawmakers have skewed the court system in favor of big institutions.

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